Start with a short message.
Where, how many bedrooms and about how much. Bruce takes it from there.
How buying works.
-
Know your budget
The full monthly cost worked out before you look, not only the price.
-
See the right homes
Homes in Temple and Belton that fit, with an honest opinion on each one.
-
Make the offer
Priced from what similar homes sold for, and explained before you sign.
-
Inspection to keys
Inspection, appraisal, walkthrough and closing, with Bruce keeping track of every date.
Where Bruce helps buyers.
Choose a town to read its guide.
From a client.
Bruce earned his 3% commission and then some. He went the extra mile to help us sell this house, working overtime to paint, check on yard work, arrange contractor repairs after hail damage, and host weekend after weekend of open houses. We received his name from a neighbor and would definitely pass on the recommendation to anyone selling their house in the Temple/Belton/Ft. Hood area.
What buyers ask.
How much do I need for a down payment?
Some loans need very little down and others need more. A lender can tell you what you qualify for, and Bruce can put you in touch with one.
How long does it take to buy a home?
Finding the right home is the part nobody can time. Once your offer is accepted, closing usually takes several weeks with a mortgage and less with cash.
Do I pay the agent who helps me buy?
Sometimes the seller pays it and sometimes the buyer does. Bruce explains the fee, and who is expected to pay it, before you sign anything.
What are closing costs?
They are the fees due when the sale closes, such as lender fees, title work and insurance. Your lender gives you a written estimate early, so there are no surprises.
Should I get pre-approved first?
Yes, if you are getting a mortgage. A pre-approval tells you what you can spend, and sellers take your offer more seriously with one.
Talk to Bruce about buying.
Tell Bruce where you are looking and what you would like to spend.
(254) 677-7150 Champion Realty